Budgeting without assigning every dollar by hand
Looking for a YNAB alternative that doesn't require manually assigning every dollar? FinSight categorizes automatically and adds an AI assistant.
No credit card required · Free for your first 2 months
Automatic, not manual, categorization
Zero-based budgeting means actively assigning every dollar yourself. FinSight categorizes transactions automatically as they sync, so budgets track themselves instead of requiring a weekly session.
An AI assistant on top of your budget
Ask a direct question — "why did I go over on dining this month?" — and get an answer grounded in your actual transactions, instead of manually digging through categories.
Net worth and debt payoff included
Budgeting is one piece of the picture. FinSight adds net worth tracking, a debt payoff planner comparing avalanche vs. snowball, and cash-flow forecasting in the same app.
Zero-based budgeting works — it's also a lot of upkeep
Manually assigning every dollar of income to a category builds real budgeting discipline for people who stick with it. FinSight takes a different approach: set a limit per category once, and automatic categorization plus alerts at 80% and 100% of the limit do the ongoing tracking, with rollover available for categories where that fits.
If what you actually want is to know where your money is going without a weekly categorization session, that's the gap FinSight is built to fill.