Avalanche or snowball? See the real numbers first
Compare the avalanche and snowball debt payoff strategies side by side, using your real balances and interest rates.
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Avalanche
Pay minimums on everything, then put extra toward the highest-interest-rate balance first. Mathematically minimizes total interest paid over time.
Snowball
Pay minimums on everything, then put extra toward the smallest balance first. Clears individual debts faster, which some people find easier to stick with.
Side-by-side comparison
FinSight runs both strategies against your actual balances, APRs, and minimum payments and shows the projected payoff timeline and total interest for each — so the tradeoff is a real number, not a guess.
Built from your accounts, not a generic calculator
Enter (or connect) each loan, credit card, and its balance, APR, and minimum payment, plus any extra amount you can put toward payoff each month. FinSight projects a month-by-month payoff timeline for both strategies so you can see exactly how much sooner you'd be debt-free, and how much interest each approach actually costs.
This is educational information, not financial advice — the right strategy also depends on things a calculator can't see, like which approach you'll actually stick with.